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Farm Talk with Paul Ward in Ventura County, CA discusses different aspects of farm living in rural communities in California.
Episodes
Wednesday Apr 05, 2023
Wednesday Apr 05, 2023
There is a lot involved in the home buying process that can make a first time home buyer nervous but in this First Time Homebuyer Series, Paul invites experts to explain each step.
Paul speaks with Mariana Hermosillo, agency owner of Goosehead Insurance. Mariana shares her tips to finding the best rates for home insurance, getting the best value for your money, and what to avoid. She also shares the importance of criteria such as zip codes, roof age, home security systems, and year built, and how they help determine home insurance pricing. Did you know you can bundle home and auto insurance for extra savings? Tune in and find out what else can help save home buyers money!
In this episode you’ll learn:
0:00 Guest intro
1:00 Biggest considerations when purchasing home insurance
2:26 What is a reasonable amount of coverage for an average sized home
3:42 Discounts on homeowners insurance with a home security system
4:27 Bundling insurance to save money
4:48 The challenges of getting insurance in California
7:20 The importance of purchasing enough coverage
8:00 Liability insurance
9:20 Water damage coverage - not what you may expect!
10:14 Earthquake coverage is not mandated
10:59 When to purchase homeowners insurance
11:42 Standard policy lengths
12:00 Existing claims
The full interview is available on Paul Wards’ YouTube channel. Check it out and subscribe! https://youtu.be/dAyXdC9T3xg
Get in touch!
Mariane Hermosillo, Agency Owner
Goosehead Insurance
805.394.8806 | direct
805.341.2349 | mobile
300 E. Esplanade Drive, 9th Floor
Oxnard, CA 93036
mariana.hermosillo@goosehead.com
Have ideas for future episodes? We'd love to answer your questions - leave a comment!
For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com
A special THANK YOU to our sponsors! 15 Minutes with Paul Ward would not be possible without the support of our sponsors, Opus Escrow, Karly Rosalez from The Money Store and Community West Bank. Supporting our sponsors ensures 15 Minutes with Paul Ward can provide listeners with the best possible episodes.
Wednesday Mar 29, 2023
Wednesday Mar 29, 2023
The paperwork! The money! The contracts! There is a lot involved in the home buying process that can make a first time home buyer nervous but in this first time home buyer series, Paul invites experts on to explain each step.
In this episode, Vanessa Jimenez of Opus Escrow explains what first time home buyers need to know about escrow. There is a lot of money trading hands when purchasing a home and escrow protects all parties involved. Vanessa walks us through the escrow process and clearly explains the importance of each step and how Opus Escrow can assist first time home buyers.
The full interview is available on Paul Wards’ YouTube channel. Check it out and subscribe!
In this episode you will learn:
0:00 Introduction
0:54 What is escrow
1:28 When escrow becomes involved in the real estate transaction
2:10 How much do buyers typically put down
4:20 Escrow protects buyers against fraud
5:44 When the lender comes into escrow
7:28 The importance of a good relationship with your escrow agent
10:00 Escrow company’s responsibilities
10:36 Advice for first time buyers not familiar with the escrow process
11:42 The Opus Escrow difference
14:58 Vanessa Jimenez’s contact information
Get in touch!
Vanessa Jimenez - Escrow Officer
Opus Escrow
805-351-3494
vanessa@opusescrowinc.com
Have ideas for future episodes? We'd love to answer your questions - leave a comment!
For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com
A special THANK YOU to our sponsors! 15 Minutes with Paul Ward would not be possible without the support of our sponsors, Opus Escrow, Karly Rosalez from The Money Store and Community West Bank. Supporting our sponsors ensures 15 Minutes with Paul Ward can provide listeners with the best possible episodes.
Wednesday Mar 08, 2023
Wednesday Mar 08, 2023
Get ready for an information packed episode! Emotions drive consumer sentiment and the real estate market cycle is no different.
In this episode Paul uses his 20 years of experience to determine where Ventura County is on the real estate market cycle - and what it means for buyers and sellers. He goes on to tackle the startling data recently released by Redfin that U.S. homeowners have lost $2.3 trillion in value since June peak. Paul provides in detail the hard numbers that show the stark contrast between single family homes available for sale in Ventura County in 2022 vs 2023.
Is it a good time to buy? Should people consider listing their homes at this point in the market cycle? Tune in and find out!
Paul has also prepared a video presentation with this episode available on YouTube @PaulWardFarmTalk and on his blog with a full transcript!
What you’ll learn in this episode:
0:00 Topic Introduction
0:40 The Market Cycle: Emotions drive consumer sentiment
1:20 How emotions have been driving the market cycle in Ventura County
1:56 Is now the time to think about purchasing or selling?
2:07 U.S. homeowners have lost $2.3 trillion in value since June peak
2:50 2022 vs 2023 stats for Ventura County, CA
4:22 The market cycle effect on homes with unique and desirable properties
5:39 Competition in the current market place
6:44 Misleading news
7:33 Paul’s recommendation
Have ideas for future episodes? We'd love to answer your questions - leave a comment!
For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com
A special THANK YOU to our sponsors! 15 Minutes with Paul Ward would not be possible without the support of our sponsors, Opus Escrow, Karly Rosalez from The Money Store and Community West Bank. Supporting our sponsors ensures 15 Minutes with Paul Ward can provide listeners with the best possible episodes.
Wednesday Feb 22, 2023
Wednesday Feb 22, 2023
Steve Vanderzwaag of Zwaag Termite Control has so much knowledge to share, Paul had to give him a second episode! If you missed the first episode when Steve talks about fumigation, heat treatments and the importance of doing inspections before listing a home for sale, you can catch it wherever you get your favorite podcasts.
In this episode, Steve dives into his 20 years of experience and share his knowledge on:
- Fumigating a home without cracking a tile roof
- Items a homeowner MUST remove before a heat treatment
- Which treatment, fumigation vs heat, he recommends most for clients
- The importance of hiring professional journeymen carpenters
- Surprise! Steve is also a general contractor!
Get in touch!
Zwaag Termite Control
805-383-9900 or
805-526-7040
Call Today for a Free Estimate or Inspection Request
Have ideas for future episodes? We'd love to answer your questions - leave a comment!
For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com
A special THANK YOU to our sponsors! 15 Minutes with Paul Ward would not be possible without the support of our sponsors, Opus Escrow, Karly Rosalez from The Money Store and Community West Bank. Supporting our sponsors ensures 15 Minutes with Paul Ward can provide listeners with the best possible episodes.
Wednesday Feb 15, 2023
Wednesday Feb 15, 2023
Enjoy these next 25 minutes as a vacation away from the stressors of daily life…
Paul interviews Neal Marder, proprietor of Heaven’s Hill Estate, a vineyard and Spiritual Retreat Center, in Old Agoura, California. Perched on the edge of the bustling metropolis of Los Angeles, Neal and his wife Gina have carved out a sanctuary for themselves, the community, and all animals. Heaven’s Hill is entirely plant-based property that honors the sanctity of all living things. In fact, during the recent drought that devastated local wildlife, animals were welcomed to enjoy the water fountains and produce in the organic garden.
As the largest vineyard in the area, Heaven’s Hill Estate currently produces four types of wines; Boho Blend, Sinner Syrah, Goddess Grenache, and Rapture Rose. The vines have adapted perfectly to the microclimate and produce exceptional wine. Fortunately for listeners close to Agoura Hills, the vineyard offers wine tastings and wellness retreats featuring soundbaths and yoga. For those not fortunate to live near the tranquil estate, shipping and a mail order wine club are available.
Heaven’s Hill Estate: https://www.heavenshillestate.com/
Shop Heaven’s HIll Winery: https://www.heavenshillestate.com/shopourwines
One Minute Virtual Tour https://www.heavenshillestate.com/virtualtour
Full interview is available on YouTube for your viewing pleasure: https://youtu.be/MkR0JzI70j0
In this episode you will learn:
[0:59] How Neal and Gina Marder founded Heaven’s Hill Estate.
[2:59] The quality of the soil for agriculture. [7:08] How such a rare grape (Grenache) was selected.
[8:29] Harvesting the grapes by hand to ensure quality.
[10:43] Local availability of Heaven’s Hill Estate wine.
[12:50] The impact of the Woolsey Fire on the flavor of the wine.
[16:02] Events, retreats, and activities available to the community.
[18:54] Future plans for Heaven’s Hill Estate.
[19:54] Farm-to-table ethos and events.
[22:55] How to experience wine from the estate.
Have ideas for future episodes? We'd love to answer your questions - leave a comment! For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com
A special THANK YOU to our sponsors! Farm Talk with Paul Ward would not be possible without the support of our sponsors, OPUS Escrow and Karly Rosalez from The Money Store and Community West Bank. Supporting our sponsors ensures Farm Talk can provide listeners with the best possible episodes.
Wednesday Feb 01, 2023
Wednesday Feb 01, 2023
Times are tough right now. Are home warranties worth it? Paul’s go-to person for home warranties, Tamara Rossie-Molina of Choice Home Warranty, breaks down the important items that should be covered to save you big money in case of an emergency.
What you’ll learn in this episode:
- Items covered under a home warranty.
- Common misconceptions about what is typically covered.
- Additional coverage provided by supplement coverage that can save a homeowner money.
- Frequently asked questions regarding outdoor kitchens, central vacuum systems, pool equipment, and irrigation systems.
- What to look for in selecting a quality home warranty company.
- The most common service call in California.
Get in touch!
Tamara Rossie-Molina
Cell#: (805) 660-2432
Have ideas for future episodes? We'd love to answer your questions - leave a comment!
For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com
A special THANK YOU to our sponsors! 15 Minutes with Paul Ward would not be possible without the support of our sponsors, Opus Escrow, Karly Rosalez from The Money Store and Community West Bank. Supporting our sponsors ensures 15 Minutes with Paul Ward can provide listeners with the best possible episodes.
Tuesday Jan 24, 2023
Tuesday Jan 24, 2023
It’s a no brainer, the seller should accept the highest offer… except it’s not that simple. In this episode, Paul digs into his 20 years of experience in real estate and provides examples of exactly what to be aware of when accepting an offer - especially if it seems too good to be true.
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Have ideas for future episodes? We'd love to answer your questions - leave a comment!
For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com
A special THANK YOU to our sponsors! 15 Minutes with Paul Ward would not be possible without the support of our sponsors, Opus Escrow, Karly Rosalez from The Money Store and Community West Bank. Supporting our sponsors ensures 15 Minutes with Paul Ward can provide listeners with the best possible episodes.
Wednesday Jan 18, 2023
Wednesday Jan 18, 2023
In this reverse episode, Paul Ward is the guest! Interviewed by Farm Talk Director/Producer, Gerald Emerick, Paul shares how he became known as “Farm Guy” after specializing in country properties in Ventura County. Along the way to becoming a Realtor, Paul held many interesting jobs, including assisting a congressman in Washington DC, a stint as an antiques dealer, working at the Oakland Zoo and… driving a cab in the Bay Area!
Some quick background: before selling ranches and country homes, Paul grew up working on his grandparents’ avocado and citrus ranch for several summers. He developed a strong work ethic thanks to working along his great-uncle who loomed large as an Ernest Hemingway-type figure. To listen to more ranch adventures, take a ride in Paul’s baby blue El Camino pickup and listen to the full episode!
Hey, it's Paul here. I do mention suicide in this episode, which I know can be distressing. So if you need resources or support call 988. The Lifeline provides 24/7, free and confidential support for people in distress, prevention and crisis resources for you or your loved ones, and best practices for professionals in the United States. Please look after yourself.
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Have ideas for future episodes? We'd love to answer your questions - leave a comment! For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com
A special THANK YOU to our sponsors! Farm Talk with Paul Ward would not be possible without the support of our sponsors, OPUS Escrow and Karly Rosalez from The Money Store and Community West Bank. Supporting our sponsors ensures Farm Talk can provide listeners with the best possible episodes.
Wednesday Jan 11, 2023
Wednesday Jan 11, 2023
Everyone is guilty of looking up the price of their house (and maybe their neighbor’s, too!) on an online marketplace. Sometimes the price of your house seems reasonable and other times…, it’s shocking! In this episode, Paul explains why sellers and buyers can’t always trust an online estimate.
Paul considers these online marketplace estimates to be a just single tool in determining the value of a home. Is your kitchen recently renovated or is your lot on usable acreage (as opposed to a cliff with great views)? Paul also stresses the importance of comparing sales prices to recently sold homes. If an appraiser isn’t going to consider an online estimate, should you?
Have ideas for future episodes? We'd love to answer your questions - leave a comment!
For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com
A special THANK YOU to our sponsors! 15 Minutes with Paul Ward would not be possible without the support of our sponsors, Opus Escrow, Karly Rosalez from The Money Store and Community West Bank. Supporting our sponsors ensures 15 Minutes with Paul Ward can provide listeners with the best possible episodes.
Wednesday Dec 21, 2022
Wednesday Dec 21, 2022
If you’ve bought a house or signed paperwork for a business transaction, you probably had to get those documents notarized…. But what does that exactly mean, to have documents notarized? In this episode, Paul speaks with an expert in notary services, Deanna Good. Deanna owns her own mobile notary business and talks us through the importance of getting documents PROPERLY notarized - especially during a real estate transaction - and the purpose of that all important notary seal.
What’s a little smudged ink on a contract? In Paul and Deanna’s experience, it turns out an illegible seal is a pretty big deal!
If you have more questions about notary services or would like to speak directly with Deanna, she can be reached at notarydeanna@yahoo.com or cell 805-218-4373.
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Have ideas for future episodes? We'd love to answer your questions - leave a comment!
For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com