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Farm Talk with Paul Ward in Ventura County, CA discusses different aspects of farm living in rural communities in California.
Episodes
Wednesday Jun 28, 2023
Wednesday Jun 28, 2023
A home is many people’s most important asset. Protecting this form of wealth comes in many forms, and one of them is title insurance. In this episode, Paul speaks with title insurance expert, Tom Piszczek to discover how title insurance can protect you against not only liens, but title fraud as well. In a brief but informative 15 minutes, Tom discusses several title insurance scenarios including mechanics liens and elder abuse. To protect your home against fraud, Tom recommends Fraud Notify, a protection service offered by The Ventura County Clerk-Recorder. Find out how to quickly and easily protect your home - and those of loved ones - by registering for Fraud Notify.
Watch the full episode complete with charts and guides on Paul’s YouTube channel.
0:00 Introducing Tom Piszczek, Account Executive with Lawyers Title
0:54 What is title insurance and why is it important?
2:45 As long as you have an active policy, you have coverage for future events
3:08 Mechanic’s lien scenario
4:16 Statement of information at the opening of escrow
4:48 Escrow’s responsibility to work with sellers to get partial releases
5:50 What if the seller hasn’t paid back taxes?
7:02 Free fraud alert program in Ventura County - Fraud Notify
10:30 What to do if you get fraud alert
11:53 Benefits of discovering fraud early
12:48 Preventing elder abuse with Fraud Notify
15:22 Get in touch with Tom Piszczek with title insurance questions
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Have ideas for future episodes? We'd love to answer your questions - leave a comment! For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com
A special THANK YOU to our sponsor! Farm Talk with Paul Ward would not be possible without the support of our sponsor, Opus Escrow. Supporting our sponsor ensures Farm Talk can provide listeners with the best possible episodes.
Wednesday Jun 14, 2023
Wednesday Jun 14, 2023
Paul recently had the opportunity to meet with Karen and Ron Meier, founders of Mulberry Lane Farm and “Upside of Downs” in beautiful Somis, CA. Mulberry Lane Farm hosts a program to provide opportunities for differently-abled adults to participate in farm activities like planting, harvesting, cleaning seeds, and packaging produce for local farmers’ markets. In this episode, listeners will discover more about the founding of the farm, a typical day in the life of folks on the farm, and the two people who made a dream come to life.
Related Links
Donate to Upside of Downs (501c3 nonprofit)
Ventura County Certified Farmers’ Market
Camarillo Certified Farmers’ Market
Watch the full episode on Paul’s YouTube channel.
In this episode you’ll learn:
0:00 Introducing Ron and Karen Meier, founders of Mulberry Lane Farm and Upside of Downs
0:33 Up on the Farm - day program for differently-abled adults
2:48 Growing crops from around the world (bananas, papayas, and guavas!)
4:02 How Mulberry Lane Farms began
5:47 A typical day on the farm
7:58 Beekeeping on the farm
10:35 Upside of Downs program - a certified 501c3 nonprofit organization
15:42 Selling seasonal produce at local farmers markets
17:34 Using organic farming methods
18:10 Crop surprises
20:24 Selling seeds on Etsy
21:55 Learning more about the Up with Downs program
23:10 The specialness of the property
28:50 Thank you to our sponsors
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Have ideas for future episodes? We'd love to answer your questions - leave a comment! For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com
A special THANK YOU to our sponsor! Farm Talk with Paul Ward would not be possible without the support of our sponsor Opus Escrow. Supporting our sponsor ensures Farm Talk can provide listeners with the best possible episodes.
Friday Jun 09, 2023
Friday Jun 09, 2023
Do you dream of owning a ranchette with chickens or a horse barn? Not so fast! Your farm dreams could be dashed depending on how your property is zoned. In this episode, Paul discusses general zoning guidelines and types of common permits needed for everything from a 20,000 sqft metal barn to an accessory dwelling unit. The Ventura County Non-Coastal Zoning Ordinance may be 450 pages, but Paul breaks down the basics in less than 15 minutes!
Related Links
Ventura County Non-Coastal Zoning Ordinance
Rural Agricultural, 5 acre minimum lot size
Accessory Dwelling Units with Marianne Caprino
How to determine a parcel’s zoning
Watch the full episode complete with charts and guides on Paul’s YouTube channel.
In this episode you’ll learn:
0:00 Why zoning is so important
1:19 Ventura County Non-Coastal Zoning Ordinance
1:47 Common zoning types
3:06 “Gentleman” Farm zones
3:18 “Living in town” zones
3:40 Open Space vs. Ag Exclusive zoning
4:37 Rural agricultural, Rural exclusive, and Single family estate zoning
5:11 What is allowed in each zone
6:15 Zoning Clearance Waivers
6:19 Types of structures allowed by zone
7:41 Accessory Dwelling Units
9:09 How to determine a parcel’s zoning
11:43 Thank you to our sponsor - Opus Escrow
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Have ideas for future episodes? We'd love to answer your questions - leave a comment! For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com
A special THANK YOU to our sponsor! Farm Talk with Paul Ward would not be possible without the support of our sponsor Opus Escrow. Supporting our sponsor ensures Farm Talk can provide listeners with the best possible episodes.
Wednesday May 31, 2023
Wednesday May 31, 2023
In this episode of Farm Talk, Paul is on location with Lisa Tate, founder of the California Coffee Collective at Rancho Filoso outside of Santa Paula, California. Not only is California Coffee Collective one of the first of five farms to grow coffee in California, their crop just went into commercial production in 2021. Lisa may be new to growing a coffee crop, but her family have been farmers since the 1800’s.
In just under 30 minutes, Lisa discusses how an expertise in growing avocados led to a giant revelation. Listeners will also discover how an all women crew and volunteers do all of the harvesting - and the tricks they have up their sleeve. One method Lisa devised is painting the women’s nails the exact color of a ripened coffee cherry. The harvesters then only picked perfectly ripened coffee cherries which is a critically important part of the process. You’ll have to listen to the full episode to find out what happens to the leaves from the coffee bush!
Lisa and the California Coffee Collective have proven coffee can be grown right here in Ventura County, but is the cuppa joe any good? (Spoiler - it’s really great.)
Related Links
Watch the full interview with Lisa on location at Rancho Filoso on Paul’s YouTube channel.
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Have ideas for future episodes? We'd love to answer your questions - leave a comment! For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com
A special THANK YOU to our sponsors! Farm Talk with Paul Ward would not be possible without the support of our sponsors, Opus Escrow and Karly Rosalez from The Money Store. Supporting our sponsors ensures Farm Talk can provide listeners with the best possible episodes.
Wednesday May 24, 2023
Wednesday May 24, 2023
Accessory Dwelling Units - Financing, Estimated Costs, and Potential Rental Income
Are you looking to earn extra income by building a granny flat - also known as an Accessory Dwelling Unit (ADU)? Adding an ADU to your home by converting a garage into an apartment or installing a tiny home on your property has never been more popular. In this episode Paul meets with mortgage loan originator Marianne Caprino from Dignified Home Loans to discuss financing options, estimated costs and potential rental income in Ventura County, CA.
Check out the full episode on Paul’s YouTube channel, @PaulWardFarmTalk.
Related Links
Marianne Caprino email marianne.caprino@dignifiedhomeloans.com
Marianne Caprino cell (805) 340-6659
Accessory Dwelling Units in California
What you'll learn in this episode:
0:00 Marianne Caprino introduction
0:43 Why Accessory Dwelling Units (ADUs) are popular in California right now
1:07 How to fund an ADU with Dignified Home Loans
1:41 Types of ADUs
2:24 Estimated costs for creating different types of ADUs
3:14 The process for securing a loan for an Accessory Dwelling Unit
4:01 Interest only loan for the first 12 months
4:52 After 12 months the loan converts to a 20-30 year fixed loan
5:34 Estimated rent for an ADU in Ventura County
6:11 Homeowners Associations and Accessory Dwelling Units
7:11 Solar and ADU
8:19 Tiny homes as accessory dwelling units
9:03 Increasing the value of your home
9:32 Preferred vendor list
10:02 Popularity of ADUs
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Have ideas for future episodes? We'd love to answer your questions - leave a comment! For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com
A special THANK YOU to our sponsors! Farm Talk with Paul Ward would not be possible without the support of our sponsors, Opus Escrow and Karly Rosalez from The Money Store. Supporting our sponsors ensures Farm Talk can provide listeners with the best possible episodes.
Wednesday May 17, 2023
Wednesday May 17, 2023
Lunch time! In this incredibly exceptional episode, Paul meets with cookbook author, School of Lunch founder, and mother of five, HIlary Boynton. Hilary runs the school lunch program at the Manzanita School in Topanga Canyon - but this is no ordinary lunch! No PBJ sandwiches, no tater tots, and no processed sugar - lunch is sourdough bread fermented and baked on the premises served with plenty of ghee (clarified butter), slow roasted pork shoulder and Swiss chard.
Hilary serves food inspired by ancient traditions and cuisines around the globe that nourishes the students from the inside out. Dedicated to only serving the best, Hilary sources ingredients from local farms - Organic Pastures, Kandarian Organic Farms, and Apricot Lane Farms to name a few. Believing that you do better when you know better, Hilary also offers immersive cooking classes.
Catch Hilary’s contagious energy and enjoy the episode!
Related Links
Learn more about School of Lunch https://www.schooloflunch.com/
Purchase Hilary’s book http://www.healyourgutcookbook.com/
Manzanita School in Topanga Canyon https://manzanitaschool.org/
Watch the full episode on Paul's YouTube Channel!
WARNING: miscarriage content
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Have ideas for future episodes? We'd love to answer your questions - leave a comment! For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com
A special THANK YOU to our sponsors! Farm Talk with Paul Ward would not be possible without the support of our sponsors, Opus Escrow and Karly Rosalez from The Money Store. Supporting our sponsors ensures Farm Talk can provide listeners with the best possible episodes.
Tuesday May 02, 2023
Tuesday May 02, 2023
Paul will be back next week with a fresh episode - in the meantime enjoy this encore of Paul’s interview with Richard Palmer from Meathead Movers. Full episodes are also always available on Paul’s YouTube channel.
One of the most stressful parts of moving is the packing and shipping of household goods.
In this episode, Paul gets to chat with Richard Palmer of a local moving company, Meathead Movers, to discover how their approach to moving keeps the process stress free - while giving back to the Ventura County community. Meathead Movers employs local college athletes and provides them with the mentoring they need to be successful in their future careers. Gyms on location? Check! Computer labs on location? Check! Fully licensed with background checks and insurance? CHECK!
In addition to mentoring local college athletes, Meathead Movers also gives back to the community through a not-for-profit Wrestling Club, partnering with local shelters to support victims of domestic violence, and sending dozens of trucks full of supplies into national disaster areas.
Curious how the company got their name? You’ll have to tune it to find out!
As a special bonus from Richard, any client who uses Paul's account code 250113 will receive 50 free small boxes delivered to their front door as a thank you for working with Paul! Thanks, Richard!
The best way to get in touch with Richard is to call or text him at (805)394-5055 or email RichardPalmer@MeatheadMovers.com. Read Richard’s full bio here.
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Have ideas for future episodes? We'd love to answer your questions - leave a comment!
For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com
Wednesday Apr 26, 2023
Wednesday Apr 26, 2023
Paul will return next week with a new episode! Until then, please enjoy one of Paul’s most popular episodes, Online Marketplace Home Estimates. Paul has over 20 years in real estate and here is what he really thinks of online home estimates…
Everyone is guilty of looking up the price of their house (and maybe their neighbor’s, too!) on an online marketplace. Sometimes the price of your house seems reasonable and other times…, it’s shocking! In this episode, Paul explains why sellers and buyers can’t always trust an online estimate.
Paul considers these online marketplace estimates to be a just single tool in determining the value of a home. Is your kitchen recently renovated or is your lot on usable acreage (as opposed to a cliff with great views)? Paul also stresses the importance of comparing sales prices to recently sold homes. If an appraiser isn’t going to consider an online estimate, should you?
The full episode is also available on Paul's YouTube channel!
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Have ideas for future episodes? We'd love to answer your questions - leave a comment!
For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com
A special THANK YOU to our sponsors! 15 Minutes with Paul Ward would not be possible without the support of our sponsors, Opus Escrow, Karly Rosalez from The Money Store and Community West Bank. Supporting our sponsors ensures 15 Minutes with Paul Ward can provide listeners with the best possible episodes.
Wednesday Apr 19, 2023
Wednesday Apr 19, 2023
Scott Klittich from Otto & Sons Nursery in Fillmore, CA
Thank you for joining us for a very special encore episode with Scott Klittich, owner of Otto & Sons Nursery in Fillmore! Don’t miss Rose Days 2023 at the nursery, happening April 19-21. Celebrate Otto & Sons 30th annual open house with a 1-mile walk through the nursery and learn more about rose growing and maintenance. More information is available on the Otto & Sons website.
Not only is Otto & Sons the largest growers of roses this side of the Rocky Mountains, the robust 40+ acre nursery includes acres of citrus trees, stone fruits, and perennial favorites. Whether you lean towards Floribunda, Grandiflora or Hybrid Tea roses, Scott and his knowledgeable staff can help avid home gardeners - and beginners alike - select from a variety of colors and fragrances.
Beware! Not all plants are suited for the growing condition of Ventura Country! Water availability, soil conditions, and climate are all important factors that must be considered when selecting a varietal. Just because plants may be available at some stores, doesn’t mean they’re right for Ventura County.
Passionate about the care of roses, Otto & Sons also offer in-person pursuing classes on Saturdays in the month of January. Can’t make it to class? You’re in luck! During Covid, Scott and his team recorded and shared many care videos on the nursery’s website. While recording this episode, Scott let us in on an interesting piece of trivia….There are more citrus trees located in residential landscaping than in commercial farms!
Can you guess which famous celebrity singers have enjoyed Otto & Sons roses? For a hint, you’ll have to listen to the interview!
To watch the full episode and view the nursery, check out the interview on Paul Ward's YouTube channel.
Get in touch!
https://ottoandsonsnursery.com/
1835 E. Guiberson Road
Fillmore, CA 93015
(805) 524-2123
Public Welcome
Wednesday - Saturday 8-4
Contractor Hours
Monday - Friday 8-4
CLOSED on Sundays
In this episode you will learn:
0:00 Thank you to our sponsors, The Money Store and Opus Escrow
0:34 Intro to Otto & Sons Nursery
1:32 Otto & Son’s secret for year round gorgeous gardens
2:24 Best fertilizers for home gardeners
2:53 Otto & Sons carries 700-800 varieties of roses
3:15 Different class types of roses
4:44 How to determine which of roses will work for your garden
5:25 Rose Care University
6:36 Otto & Sons online how-to videos
7:13 Tomatomania in March
8:03 Thankfulness Sale in November
8:52 200 varieties of fruit trees available for purchase
9:41 The largest grower of roses west of the Rockies
11:34 The most popular rose sold in California
13:24 There are more citrus trees in private gardens than in commercial citrus groves
15:18 Available perennials
16:19 The importance of irrigation and mulch for home gardens
17:37 Otto & Sons wholesale business
18:19 Celebrities who have visited the nursery
20:05 Continuing education for customers
20:40 Common gardening problems
21:24 The importance of shopping at a local independent nursery
22:39 Otto & Sons history and the future of the industry in southern California
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Have ideas for future episodes? We'd love to answer your questions - leave a comment! For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com
A special THANK YOU to our sponsors! Farm Talk with Paul Ward would not be possible without the support of our sponsors, Opus Escrow and Karly Rosalez from The Money Store. Supporting our sponsors ensures Farm Talk can provide listeners with the best possible episodes.
Wednesday Apr 12, 2023
Wednesday Apr 12, 2023
There is a lot involved in the home buying process that can make a first time home buyer nervous but in this First Time Homebuyer Series, Paul invites experts to explain each step.
First time home buyers in Ventura County are often worried about moving into a flood zone or an area prone to earthquakes. But! Did you know the state of California requires a national hazard disclosure. Not only buyers learn if their home is at risk for floods, earthquake and radon, the report includes proximity to airports and farm land and something called Mello-Roos. To find out what Mello-Roos is and how it costs you money, tune in and listen as Carolyn Braun from First American National Hazard Disclosures explains everything you may have never even thought to ask!
In this episode you’ll learn:
0:00 Intro
0:30 What is a natural hazard disclosure NHD?
1:33 Who is responsible for putting the natural hazard disclosure report
2:46 Major considerations for southern California
4:41 Can buyers back out of a transaction after receiving the report
5:59 The impact of recent natural disasters on legislation and reporting
7:00 When do buyers get the hazard report
8:23 Which events, other than fires and earthquakes, are considered in the report
10:28 RED FLAGS!!
11:05 What is a Mello-Roos and how much will it cost the buyer
11:46 Guide for Disclosures - great free resource
12:27 How to get in touch with Carolyn
The full interview is available on Paul Wards’ YouTube channel. Check it out and subscribe! https://youtu.be/--G6j9WF5xA
First American National Hazard Disclosures - Resources
https://orderform.fanhd.com/Resources
Get in touch!
Carolyn Braun
Sr. Sales Executive
www.fanhd.com and www.Disclosures.com
Mobile: 661 755-5965
Email: cbraun@Firstam.com
Have ideas for future episodes? We'd love to answer your questions - leave a comment!
For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com
A special THANK YOU to our sponsors! 15 Minutes with Paul Ward would not be possible without the support of our sponsors, Opus Escrow, Karly Rosalez from The Money Store and Community West Bank. Supporting our sponsors ensures 15 Minutes with Paul Ward can provide listeners with the best possible episodes.