Episodes

Wednesday Nov 22, 2023
Appraisals Unmasked: Mysteries and Mishaps
Wednesday Nov 22, 2023
Wednesday Nov 22, 2023
Join us in this eye-opening episode as we unravel the critical role of home appraisals and the guarantee they provide to lenders about a home's worth. Host Paul guides us through a recent appraisal nightmare that strikes fear into the hearts of home sellers. The burning question: Are appraisals always accurate?
In this episode, we delve into the intricacies of a real-life appraisal gone awry, exploring the nightmare no home seller wants to face. What happens when appraisals go wrong, and why can they be so inaccurate? Paul provides insights, answers, and expert commentary in this brief but highly informative episode.
Don't let the uncertainty of appraisals turn your real estate dreams into a nightmare. Tune in to gain valuable knowledge and discover how to navigate the challenges of inaccurate appraisals. Get ready to empower yourself with the information every home seller and buyer should possess in the dynamic world of real estate.
What you’ll learn in this week’s episode:
0:00 Real estate transactions and how they can impact a transaction
0:19 A recent real estate appraisal debacle in Ventura County, CA
0:55 The three types of appraisals
2:13 Challenges of appraising custom homes
2:50 The appraised custom home
4:40 The first incorrect appraisal
5:38 The second appraisal is also too low
6:11 Why the appraisals went so wrong
9:54 Paul’s advice when encountering an inaccurate appraisal
11:05 Contact Paul with any questions
11:14 Thank you to our sponsor, Opus Escrow
Related Episodes:
Prepping For Profit: Sell Your Home Smarter Not Harder, With 3 Must-Dos
Where Are Real Estate Prices Headed In Ventura County
The Market Cycle and Ventura County
Contact Paul Ward:
805-479-5004
paul@homeandranchteam.com
Have ideas for future episodes? We'd love to answer your questions - leave a comment! For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com
A special THANK YOU to our sponsor! Farm Talk with Paul Ward would not be possible without the support of our sponsor Opus Escrow. Supporting our sponsor ensures Farm Talk can provide listeners with the best possible episodes.

Wednesday Nov 15, 2023
Harvesting Futures In Agricultural Education
Wednesday Nov 15, 2023
Wednesday Nov 15, 2023
Join Paul Ward in this episode of Farm Talk as he welcomes Seth Wilmoth, a passionate teammate of SEEAG, a pioneering organization revolutionizing agricultural education. Uncover the origins and inspiration behind SEEAG, as Seth discusses the transformative impact of hands-on experiences and education in the curriculum. Explore SEEAG's collaboration with elementary and high school students, STEM programs, and its efforts to open doors to future job opportunities, all while expanding its geographical reach in partnership with Allan Hancock College. Discover the far-reaching influence of SEEAG, shaping not only students but also teachers and communities, and gain insights into the organization's future plans, including the role of hydroponics. Plus, find out how other educator can replicate SEEAG's success.
In this engaging conversation, Paul Ward and Seth Wilmoth take you on a journey through SEEAG's commitment to ecological education, the lasting impact of elementary school field trips, and the organization's role in Ventura County’s Farm Day celebrations. Learn about the impressive statistics, with approximately one-third of 150,000 students now in the workforce after experiencing SEEAG's programs.. Don't miss this opportunity to explore the future of agricultural education with Farm Talk and SEEAG!
Watch the full episode on Paul’s YouTube Channel
0:00 Welcome to the show and introduction of Seth Wilmoth of SEEAG
0:27 What is SEEAG
0:48 Who started SEEAG, and what was the inspiration behind the whole, the whole idea
1:59 Students learn about where their food comes from with SEEAG
3:05 We learn that students come out on field trips and learn from hands on experiences
4:28 The children learn how to prepare their food
5:28 The children learn about specific nutrients through the exposure they get on their 3 day lessons
9:25 SEEAG works with high school students and internships are available
9:42 What are STEM programs
10:54 Students learn just what makes California and especially Ventura County so special in terms of what is grown agriculturally
12:02 SEEAG opens the door for future job opportunities
12:54 How far does SEEAG reach
13:45 SEEAG partners with Alan Hancock College in Santa Maria to duplicate what they are doing in Ventura County further north in California
14:38 How many students does SEEAG serve every year
15:27 Find out how SEEAG learns from experience and tweaks to ensure its success
18:08 After their lessons, some teachers and even students take what they’ve learned to their classrooms and to their homes
19:12 What does the word “Eco” mean in the name SEEAG
21:08 The impact an elementary school field trip to SEEAG can have years later as these students grow and enter the workforce
23:25 One third of approximately 150,000 students are now in the workforce
24:42 Hydroponics and more about it
25:17 The future of SEEAG
27:47 Can others take what SEE AG is doing and do something similar in their areas
28:38 What is Farm Day and how is SEEAG involved
30:45 How can someone interested in SEEAG reach out for more information
32:16 Seth’s email address and mention Farm Talk when you reach out
32:36 Thank you to our sponsor Opus Escrow
Contact Seth Wilmoth
SEEAG
Education Program Director/Operations Coordinator
Related Episodes:
The Upside of Downs at Mulberry Lanes Farm in Somis, CA
Hilary Boynton- Founder of School of Lunch
Sage Brews- A Female Owned Organic Brewery
Have ideas for future episodes? We'd love to answer your questions - leave a comment! For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com
A special THANK YOU to our sponsor! Farm Talk with Paul Ward would not be possible without the support of our sponsor Opus Escrow. Supporting our sponsor ensures Farm Talk can provide listeners with the best possible episodes.

Wednesday Nov 08, 2023
Wednesday Nov 08, 2023
Welcome to this insightful episode of 15 Minutes with Paul Ward, where we delve into the complex world of insurance, specifically tailored for the residents of California. Join us as we sit down with Mariana Hermosillo, a seasoned professional with Goosehead Insurance, who provides expert guidance on securing insurance in the challenging Californian environment.
In this episode, Mariana sheds light on crucial insurance topics such as fire, earthquake, and flood insurances. Discover the reasons behind the intricacies of insurance carriers and their policies in California, including the current scenario with escrows and new homes in California. Learn the benefits of working with an insurance broker and gain valuable insights into fire insurance, including understanding dwelling/structure coverage versus the sale price of your house and the importance of Replace Cost Estimators (R.C.E’s).
We also explore flood insurance, addressing common questions like whether you need the same amount of coverage for floods and how earthquake coverage should align with your dwelling cost. Mariana provides valuable tips on deductibles and how to lower premiums for earthquake insurance, making the insurance process more manageable and cost-effective.
Additionally, our discussion touches upon essential tips for finding the right insurance coverage and saving money. Mariana educates us on high fire zones and the California FAIR plan, ensuring that everyone can access essential fire coverage.
Join us for this informative episode and empower yourself with the knowledge you need to make informed decisions about your insurance needs in California. For more personalized assistance, Mariana Hermosillo offers various ways to get in touch, ensuring you have the support you need in this complex insurance landscape.
A special thanks to our sponsor, Opus Escrow, for making this episode possible. Tune in and stay informed about the insurance options available to you in the Golden State!
Watch the complete episode on Paul’s YouTube channel
0:00 Welcome to the show
0:11 Introduction of Mariana Hermosillo of Goosehead Insurance
0:20 Today we will be talking about insurance specifically in California along with tips on getting insurance in this difficult environment
0:35 Topics will include: Fire, Earthquake and Flood Insurances
1:12 Mariana explains what’s happening with insurance carriers and why some are not writing policies in California right now
2:32 What’s happening with insurance companies writing business with escrows right now in California
3:03 Mariana explains what it means to be an insurance broker
3:39 One of the biggest perks of working with an insurance broker
4:30 Mariana explains fire insurance and gives us tips on getting covered correctly
5:16 Dwelling/Structure coverage vs. sale price of the house
5:58: R.C.E’s: Replace Cost Estimators
6:25 We switch gears and focus on flood insurance
6:40 Do you need the same amount of coverage for flood insurance?
7:13 Earthquake coverage- what you need to know
7:43 The earthquake coverage should match the dwelling cost
8:00 Deductibles with earthquake Insurance
8:30 Mariana gives us tips on how to lower the premium for earthquake insurance
9:10 Helpful tips when looking for insurance coverage and ways to save money
11:33 High fire zones and The California FAIR plan to ensure everyone can get fire coverage
12:35 All the ways to contact Mariana Hermosillo
13:39 A special thanks to our sponsor: Opus Escrow
How to reach Mariana Hermosillo:
mariana.hermosillo@goosehead.com
805-394-8806
How to reach Paul:
805-479-5004
Related Episodes:
Where are Real Estate Prices Headed in Ventura County?
Title Insurance and Fraud Protection with Tom Piszczek
Mariana Hermosillo, Home Insurance Expert
Check out our featured listings as well as other properties for sale in the area:
Have ideas for future episodes? We'd love to answer your questions - leave a comment! For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com
A special THANK YOU to our sponsors! 15 Minutes with Paul Ward would not be possible without the support of our sponsors, Opus Escrow and Community West Bank. Supporting our sponsors ensures 15 Minutes with Paul Ward can provide listeners with the best possible episodes.

Wednesday Nov 01, 2023
The Three DON’TS of Homebuying with John Mallett of Mainstreet Mortgage
Wednesday Nov 01, 2023
Wednesday Nov 01, 2023
In this episode of "15 Minutes with Paul Ward," get ready to dive deep into the world of homebuying as renowned real estate expert Paul Ward sits down with the brilliant John Mallett of Mainstreet Mortgage. Using his “Out of the box thinking,” John focuses on the “Three DON'TS of Homebuying."
From steering clear of media traps to changing your thoughts on Reverse Mortgages, this episode is your essential guide to a successful home purchase. Don't miss this eye-opening conversation that promises to empower you with the knowledge needed when it comes to home buying.
Join us for an enlightening 15 minutes that might just save you from costly mistakes and set you on the path to homeownership success. So, buckle up and get ready to transform your home buying journey with expert insights, exclusively on "15 Minutes with Paul Ward"!
Watch the full episode on Paul’s YouTube Channel
0:00 Intro music
0:04 Welcome to the show and introduction of John Mallett of Mainstreet Mortgage
0:24 Today we will discuss the 3 big DON’TS when buying a house
0:50 What is the 1st big DON’T when buying a house?
0:58 John tell us to NOT listen to the media
1:30 John gives us an example of why buying is better than renting in the long run
2:27 John confirms that interests rates are higher right now, but share a HUGE benefit to this when it come to taxes
3:13 We get an example of tax itemization
4:43 A few examples of the benefit of homeownership no one talks about
5:45 If you can buy responsibly, John tell us to buy now and explains why
8:25 The 2nd big DON’T is given to us by John
8:42 The issue with staying in a home just because you currently have a good interest rate
10:20 Low inventory causes home prices to stay high
11:03 Paul asks John what the 3rd big DON’T to homebuying is
11:40 What is a Reverse Mortgage?
12:07 Who is Robert Merton and what does he think of Reverse Mortgages?
12:33 Are Reverse Mortgages for everybody?
13:20 John tells us why Reverse Mortgages are leaving individuals in a positive equity position in most cases
14:20 A couple basic guidelines for getting a Reverse Mortgage
15:06 Get a signed FREE copy of John Mallett’s book: Buy Your First Home Today
15:56 “You don’t find the house, but the house finds you.”
16:20 John explains his philosophy on homeownership and legacy
18:10 John Mallett’s contact information
19:25 Paul Ward’s contact information
19:33 Thank you to our Sponsor: Opus Escrow
Get your FREE copy of John Mallett’s book by emailing your name and address to: paul@homeandranchteam.com
Related Episodes:
Where Are Real Estate Prices Headed in Ventura County?
Zoning Laws and Permits in Ventura County, CA
Building Dreams or Buying History?
How to reach John Mallett:
johnmallett@mainstreetloans.com
805-432-2382
How to reach Paul:
805-479-5004
Check out our featured listings as well as other properties for sale in the area:
Have ideas for future episodes? We'd love to answer your questions - leave a comment! For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com
A special THANK YOU to our sponsors! 15 Minutes with Paul Ward would not be possible without the support of our sponsors, Opus Escrow and Community West Bank. Supporting our sponsors ensures 15 Minutes with Paul Ward can provide listeners with the best possible episodes.

Wednesday Oct 25, 2023
Wednesday Oct 25, 2023
In this installment of the First-Time Home Buyer Series, host Paul delves deep into the intricate world of escrow, demystifying the complexities that often make first-time buyers nervous. Joined by expert Vanessa Jimenez from Opus Escrow, listeners are guided through the crucial steps of the escrow process, shedding light on its significance and how it safeguards everyone involved in a real estate transaction.
Episode Highlights:
Paul kicks off the episode with an introduction, setting the stage for a comprehensive exploration of the escrow process.
Understanding Escrow:
- Vanessa Jimenez unravels the concept of escrow, detailing its pivotal role in real estate transactions.
- Listeners discover the specific stages where escrow becomes an integral part of the home buying process.
Financial Insights:
- Exploring the financial aspects, the episode enlightens buyers on the typical down payment expectations and why escrow is vital in protecting buyers against fraud.
Escrow in Action:
- Vanessa explains the point at which lenders enter the escrow process, highlighting their significance in securing the deal.
Building Relationships:
- Emphasizing the importance of a strong relationship with your escrow agent, the episode underscores the role of communication and trust in the process.
Opus Escrow Expertise:
- Vanessa shares valuable advice tailored for first-time buyers unfamiliar with the escrow process, offering insights that empower listeners.
- Listeners gain a deep understanding of Opus Escrow's unique approach, exploring what sets them apart in the industry.
Connect with the Experts:
- Vanessa Jimenez provides her contact information, inviting listeners to reach out for expert guidance and support during their home buying journey.
Tackling the fears and uncertainties associated with the paperwork, money, and contracts involved in home buying, this episode equips first-time buyers with essential knowledge. Tune in to gain confidence in your home buying journey and learn from the experts at Opus Escrow.
For more personalized assistance and expert insights, contact Vanessa Jimenez, Escrow Officer at Opus Escrow:
- Phone: 805-351-3494
- Email: vanessa@opusescrowinc.com
0:00 Introduction
0:54 What is escrow
1:28 When escrow becomes involved in the real estate transaction
2:10 How much do buyers typically put down
4:20 Escrow protects buyers against fraud
5:44 When the lender comes into escrow
7:28 The importance of a good relationship with your escrow agent
10:00 Escrow company’s responsibilities
10:36 Advice for first time buyers not familiar with the escrow process
11:42 The Opus Escrow difference
14:58 Vanessa Jimenez’s contact information
Have ideas for future episodes? We'd love to answer your questions - leave a comment!
For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com
A special THANK YOU to our sponsors! 15 Minutes with Paul Ward would not be possible without the support of our sponsors, Opus Escrow and Community West Bank. Supporting our sponsors ensures 15 Minutes with Paul Ward can provide listeners with the best possible episodes.

Wednesday Oct 18, 2023
From Christmas Trees to Pumpkin Dreams: The Prancer’s Farm Journey
Wednesday Oct 18, 2023
Wednesday Oct 18, 2023
Welcome to a captivating episode of Farm Talk, where we dive into the heartwarming story of Mario and Vanessa Robledo, the dynamic duo behind Prancer’s Farm in the picturesque town of Santa Paula, California. In this special interview with host Paul Ward, discover the incredible journey that transformed Prancer’s Farm from a humble Christmas tree venture to a vibrant hub of agricultural delight and community connection.
Join us from the very beginning as we meet Mario and Vanessa, the cheerful faces behind Prancer’s Farm. In this episode, we explore the fascinating evolution of their farm, starting with Paul’s first on-location episode three years ago featuring Prancer’s Farm. Learn about the farm's incredible fall offerings, from pumpkins of all shapes and sizes to unexpected delights like a TEQUILA BAR, stilt walkers, jugglers, and live bands.
Mario, a former policeman turned pumpkin farmer, shares his experiences of planting and harvesting pumpkin seeds while Vanessa takes us on the journey of how they ventured into pumpkin farming. Ever wondered if pumpkins pick their buyers or the other way around? The answer might surprise you!
Mario and Vanessa Robledo reveal their enduring commitment to education, their involvement with farmer’s markets, and their collaboration with organizations like the California Dairy Association. Hear about their challenges, triumphs, and the international recognition they’ve gained over the years. Plus, get a sneak peek into their future plans and the exciting festival on October 22, 2023, featuring live bands, folklorico dancers, a mariachi band, and dancing horses.
Watch the full episode on Paul’s YouTube Channel
0:00 Welcome to the show: Mario and Vanessa Robledo from Prancer’s Farm in Santa Paula, California
0:21 We find out that Prancer’s Farm was Paul’s first Farm Talk episode on location
0:54 How many people are expected to visit the farm on the day of filming
1:11 Besides Pumpkins, what else does Prancer’s Farm have going on this fall?
1:49 A TEQUILA BAR, stilt walkers, jugglers, live bands: Just another fall weekend on the farm
2:35 Mario is a Policeman turned pumpkin farmer, but his dad was a farmer
3:32 Vanessa tells us how they got into pumpkin farming
4:07 Mario explains what planting and harvesting pumpkin seeds at Prancer’s Farm is like
5:06 Do pumpkins pick their buyers or is it the other way around?
5:49 What determines the size of the pumpkins?
6:14 School field trips are a daily occurrence on the farm
6:30 A 95 year old woman on a mechanical bull and the desire to get people exposed to farm life
9:03 Believe it or not, LA brings more visitors to the farm than surrounding areas
9:19 Prancer’s Farm: A family operation
10:24 The produce stand is open year-round
11:19 Mario and Vanessa explain the farm’s relationship with farmer’s markets
12:05 Education on the farm and the California Dairy Association
13:38 Prancer’s Farm has both “Fat-Happy Cows,” beef cows, and Miniature Dexter cows, but also the furry ones, the Highlander cows.
14:18 Other farm animals come from the Ventura County Fair and the 4H club
14:52 The future plans for Prancer’s Farm and riding a bike on the railroad tracks
17:09 “Prancer’s Farm” all started from Christmas trees. Mario and Vanessa tell us how that started
19:45 Once the Robledo’s got a bunch of Christmas trees, find out how they sold them and what sacrifices they made to be successful
21:56 The first year of tree selling definitely came with its challenges
22:33 After 10 years, Prancer’s Farm becomes the only focus of the Robledo’s, and now they are a hotspot for day trips and travelers
24:15 Prancer’s Farm even gets international visitors
25:34 Growing pumpkins for fun
26:16 The Robledo’s also run and operate the Fillmore Equestrian Center
27:01 Find out what other varieties of produce is grown on the farm
27:50 Find Prancer’s Farm online at www.prancersfarm.com, on Facebook and Instagram
28:08 Hours of Operation for Prancer’s Farm
28:46 On October 22, 2023 there will be a festival with Live bands, folklorico dancers, a mariachi band, and dancing horses starting at 1:30pm
29:43 Thank you to our sponsor: Opus Escrow
Related Episodes:
Interview with Prancer’s Farm and The Polar Express
Fresh Thai Coconuts & Artisan Products You Can Purchase at Farmer’s Markets with Mingle’s Coconuts
Interview with Suzannah Underwood of Underwood Family Farms
Have ideas for future episodes? We'd love to answer your questions - leave a comment! For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com
A special THANK YOU to our sponsor, OPUS ESCROW! Farm Talk with Paul Ward would not be possible without the support of our sponsor Opus Escrow. Supporting our sponsor ensures Farm Talk can provide listeners with the best possible episodes.

Wednesday Oct 11, 2023
Prepping for Profit: Sell Your Home Smarter, Not Harder With 3 Must-Do’s
Wednesday Oct 11, 2023
Wednesday Oct 11, 2023
In this information-packed episode of “15 Minutes,” join renowned real estate expert Paul Ward as he unveils the ultimate secrets to a successful home sale! This episode is a whirlwind of invaluable tips and tricks designed to empower homeowners with the knowledge they need to maximize their profits and sell their home “smarter, not harder.” Dive deep into Paul's top three must-dos, meticulously curated to transform your selling experience. From cleaning and decluttering to ways to save money, Paul Ward leaves no stone unturned. Don't miss this high-value episode that will revolutionize the way you sell your home!
Watch the full episode on Paul’s YouTube channel.
0:00 Welcome to the show
0:13 Today we discuss the top 3 things to do to get your property ready for sale
0:29 First item on the list is to Clean and Declutter
0:32 Paul says, “Do a Deep Clean,” and proceeds to give insight on what this means
1:20 Is it a good idea to hire a professional cleaning service?
1:39 Paul explains what it means to, “Depersonalize your property,” and why this is important
2:35 What it means to have Odor under control and ways to accomplish this
3:11 Second on the list: Curb Appeal. Paul goes into detail about things that enhance the appeal of your property to potential buyers
3:47 What repairs are helpful when considering curb appeal
4:34 Is outdoor lighting important?
5:17 We find out what Maintenance aspects are necessary and/or recommended
5:25 Should a seller get a home inspection report prior to listing their home?
6:29 A short list of good ideas to focus on with maintenance
6:57 Pest Control and how a seller can avoid spending unnecessary money
8:06 Recap of Paul’s Must-Do’s
8:27 Paul’s email address: paul@homeandranchteam.com
8:32 Thank you to our sponsor Opus Escrow
Related Episodes:
Where Are Real Estate Prices Headed in Ventura County?
Zoning Laws and Permits in Ventura County, CA
Building Dreams or Buying History?
How to reach Paul:
805-479-5004
Check out our featured listings as well as other properties for sale in the area:
Have ideas for future episodes? We'd love to answer your questions - leave a comment! For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com

Wednesday Oct 04, 2023
Caffeine Chronicles: A Java Journey with Lisa Tate
Wednesday Oct 04, 2023
Wednesday Oct 04, 2023
In this installment of Farm Talk, join Paul as he visits Rancho Filoso near Santa Paula, California, to meet Lisa Tate, the visionary behind the California Coffee Collective. Lisa was recently featured on the Ventura County Star newspaper's front page. To celebrate her even more, join us for this captivating episode.
Situated amidst the picturesque landscapes, this collective stands as one of the pioneering five farms cultivating coffee in California. Remarkably, their venture into commercial production commenced just last year! While Lisa is relatively new to coffee cultivation, her family boasts a farming legacy dating back to the 1800s.
In an engaging conversation spanning under 30 minutes, Lisa delves into her journey from avocado cultivation to the exciting realm of coffee farming. Listeners will be captivated by the unique methods employed by her all-women crew and volunteers during the harvesting process. One innovative technique involves painting the women's nails in the exact shade of ripe coffee cherries, ensuring only the perfectly ripened ones are picked—an indispensable step in the coffee production cycle. For the intriguing fate of coffee bush leaves, you'll have to tune in to the complete episode!
Through their efforts, Lisa and the Coffee Collective have not only demonstrated that coffee can thrive in Ventura County but have also brewed a genuinely exceptional cup of joe. (Spoiler alert: it's truly outstanding!)
Watch the full episode on Paul’s YouTube Channel
0:00 Intro Music
0:06 Paul welcomes Lisa Tate from the California Coffee Collective to the show
0:33 What is the California Coffee Collective?
1:38 Lisa describes why it’s called a “Collective”
2:03 The farm is in avocado and lemon country, how did Lisa think of growing coffee?
3:13 Two varieties of coffee grown
4:29 Lisa shares the beginnings when they first started planting and harvesting AND her passion for women in agriculture
5:34 Harvesting parties!
6:51 Having volunteers freed up monies for experimenting with coffees
8:31 Find out if they are in the “roasting game,” too
9:37 Their website for purchasing: www.californiacoffee.com
9:49 Lisa comes from a long line of farmers and she is the first to break into coffee
10:47 Rancho Filoso
11:04 How volunteers are taught to harvest and how nail polish is involved
11:58 Scoring coffee? Learn more here!
14:17 What makes Southern California and the coast good for coffee farming
14:59 Equipment needed to grow and what about water/irrigation?
16:22 Just how big do the bushes grow?
16:43 ALL parts of the plant are being used
17:43 Does the region produce a certain flavor of coffee?
18:37 How Lisa got into the “Coffee Game”
22:11 The name of the coffee: “Filoso”
21:49 Lisa tells us how we drink a special coffee
23:27 A bean grown in a different region- what happens to it?
24:18 How the Thomas Fire of 2017 effected the ranch
25:10 Thank you to our Sponsor: Opus Escrow
Find Lisa Tate’s article in the Ventura County Star at: www.vcstar.com
Related Episodes:
Bonito Coffee: Ojai’s Farm to Cup Coffee
Organic & Sustainable Hop Farming in Fillmore, CA with Mollie Engelhart
Grains of Wisdom: A Conversation with Andrea Crawford of Roan Mills Bakery
Have ideas for future episodes? We'd love to answer your questions - leave a comment! For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com

Wednesday Sep 27, 2023
Building Dreams or Buying History?
Wednesday Sep 27, 2023
Wednesday Sep 27, 2023
Join us for a captivating episode of '15 Minutes with Paul Ward' as we delve into the intricacies of the real estate market. In this insightful discussion, Paul Ward, a seasoned real estate expert, unravels the nuances between two major housing choices: buying an existing home and embarking on the exciting journey of building a custom home. With his extensive knowledge of Ventura County's diverse neighborhoods, Paul sheds light on the pros and cons of each path, helping you make an informed decision tailored to your unique needs and aspirations. Whether you're a first-time homebuyer, a seasoned investor, or simply curious about the dynamic Ventura County housing landscape, this episode promises invaluable insights that will empower you in your real estate endeavors.
Watch the full episode on Paul’s YouTube channel.
0:00 Welcome to the Show
0:11 Today we will discuss whether you Should Buy a House or Build a House
0:32 If you’re buying a house, you can expect these things
0:47 If you’re building a house, you can expect these things
1:15 Considerations when Building
1:20 Building Cost and how to calculate an estimate of total cost
1:48 The Permitting Process and what it entails
3:11 Distance to Utilities and the importance of this
4:00 Why is the Fire Department important when building a home?
5:27 Soils testing: Why is it necessary and what to expect
6:13 Caissons and why these are important in your build
6:30 Cost of Construction vs Value of home once build is done
7:36 Is it worth it to build?
7:58 If the idea is to save money- what’s better? Paul even mentions “Fixer Uppers”
8:41 Paul’s final thoughts on Building Dreams or Buying History
9:07 Contact Paul via email: paul@homeandranchteam.com
9:12 Thank you to our sponsor: Opus Escrow
Related Episodes:
Where Are Real Estate Prices Headed in Ventura County?
Zoning Laws and Permits in Ventura County, CA
First Time Home Buyer Specialist Marianne Caprino
How to reach Paul:
805-479-5004
Check out our featured listings as well as other properties for sale in the area:
Have ideas for future episodes? We'd love to answer your questions - leave a comment! For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com
A special THANK YOU to our sponsor! Farm Talk with Paul Ward would not be possible without the support of our sponsor Opus Escrow. Supporting our sponsor ensures Farm Talk can provide listeners with the best possible episodes.

Tuesday Sep 26, 2023
Where Are Real Estate Prices in Ventura County Headed?
Tuesday Sep 26, 2023
Tuesday Sep 26, 2023
As many people are aware, the real estate market has shifted dramatically since the beginning of 2020. In this episode, Paul couples his over 20 years of experience serving Ventura Couty in real estate with factual information to show us the trends over the last few years. You’ll also hear where Paul expects real estate prices to head in Ventura County as we look towards the future. Whether you’re in the market to buy, or just curious about the topic, you don’t want to miss this installment of 15 Minutes with Paul Ward
Watch the full episode complete with charts and guides on Paul’s YouTube channel.
0:00 Paul’s immediate thoughts on topic
1:00 Paul gives us 3 reasons why Ventura County prices surged starting in 2020
2:59 Paul shares stats to validate his take on the market
5:29 Paul explains how Supply and Demand in Ventura County is driving the prices
6:01 LA County has, “Decided to move up to Ventura County.”
7:38 Paul looks forward at what homes are planned for construction in Ventura County and numbers for single family, detached homes.
9:02 So what should you do if you’re looking to move to Ventura County?
9:36 What will happen once interest rates drop
10:06 Paul shares a recent experience with listing a home and how the market “corrected itself” before closing escrow
11:04 Paul’s advice on what to do now
12:03 Paul’s overall message about where real estate prices in Ventura County are headed
How to reach Paul:
805-479-5004
Check out our featured listings as well as other properties for sale in the area:
Have ideas for future episodes? We'd love to answer your questions - leave a comment! For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com
A special THANK YOU to our sponsor! Farm Talk with Paul Ward would not be possible without the support of our sponsor Opus Escrow. Supporting our sponsor ensures Farm Talk can provide listeners with the best possible episodes.