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Farm Talk with Paul Ward in Ventura County, CA discusses different aspects of farm living in rural communities in California.
Episodes
Wednesday Jan 03, 2024
Wednesday Jan 03, 2024
Welcome to an exciting episode of 15 Minutes with your host, Paul Ward, featuring the dynamic duo of automotive brilliance - Karinna and Adrianna, also known as “The Detail Chicks.” Join us as we dive into the world of car detailing, uncovering secrets and insights that will transform the way you think about your vehicle.
In this episode, Paul sits down with Karinna and Adrianna to explore the intricate world of car detailing. From the types of products used by The Detail Chicks to the layers of paint on a vehicle, we delve into the nuances of their craft. Discover the often-overlooked aspects of vehicles, the difference between washing and detailing, and the transformative work they do on interiors. The conversation takes an intriguing turn as we discuss the challenges faced by women car detailers and how The Detail Chicks have carved their niche in the industry. Learn about their unique approach of bringing detailing services directly to customers and the fascinating journey of how they started. From classes on detailing techniques to the surprising revelation that even the engine can be power washed, this episode promises to be a riveting exploration of The Detail Chicks' mission, vision, and the valuable tips they share on maintaining and enhancing your vehicle. Don't miss this engaging episode that will leave you inspired to give your car the attention it deserves!
Watch the complete episode HERE:
0:00 Welcome to the show
0:12 Introduction of Karinna and Adrianna of The Detail Chicks
1:12 The types of products used by The Detail Chicks
2:14 Layers of paint on a vehicle
3:03 Things on the vehicles we don’t always consider
3:31 The difference between washing and detailing
4:38 The interior of vehicles
5:18 Germs in the vehicle
6:09 Other vehicles The Detail Chicks work on
6:48 There aren’t many women car detailers, it can be intimidating
8:08 The Detail Chicks go to their customers
8:37 How The Detail Chicks Started
9:33 Starting out, The Detail Chicks had to travel daily to work on cars
11:11 The Detail Chicks take classes to learn techniques of detailing
11:43 The value of a car can increase due to a good detailing
12:03 The engine can be power washed too
12:14 What is The Detail Chicks Mission and Vision?
14:50 The Detail Chicks current territory
14:52 How The Detail Chicks split up for quality control
15:43 How to contact The Detail Chicks
15:53 The advance notice needed to schedule a detail
16:23 Water extraction in vehicles
17:32 How long a good waxing lasts
18:00 The Detail Chicks contact information
18:05 End Credits and thank you to our sponsor, Opus Escrow
Related Episodes:
Sizzling Success: From Pushcart to Culinary Triumph with Victor’s Mexican Tacos
Colm Fitzgerald: Deluxe Window Cleaning
Zwaag Termite Control
The Detail Chicks
Karinna and Adrianna
www.detailchicks.com
805-394-8833
How to reach Paul:
paul@homeandranchteam.com
805-479-5004
Check out our featured listings as well as other properties for sale in the area: www.homeandranchteam.com
Have ideas for future episodes? We'd love to answer your questions - leave a comment! For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@homeandranchteam.com or visit www.homeandranchteam.com
A special THANK YOU to our sponsor! Farm Talk with Paul Ward would not be possible without the support of our sponsor Opus Escrow. Supporting our sponsor ensures Farm Talk can provide listeners with the best possible episodes.
Wednesday Dec 20, 2023
Wednesday Dec 20, 2023
In this episode of Farm Talk, host Paul Ward visits Petty Ranch in Saticoy, California, with special guest Chris Sayer, a fifth-generation farmer. Chris discusses the transition of Petty Ranch from growing lemons since the 1930s to becoming a 100% avocado farm. The decision to switch crops is attributed to opportunities for crop rotation, changes in the global lemon market, and pest and seed issues. Chris details the types of avocados they grow, including the Hass and Lamb Hass varieties, and highlights their commitment to soil health through practices such as cover cropping and mulching. The discussion also touches on the water-saving benefits of these practices, contributing to improved soil structure and water retention.
Chris Sayer emphasizes the importance of sustainable farming, mentioning the farm's efforts to enhance soil health and water efficiency. The conversation explores the impact of cover crops on soil moisture, water holding capacity, and drainage improvement. Chris also anticipates the future application of technology in agriculture, particularly in soil monitoring and water management. The episode concludes with insights into the collaborative farming culture in Ventura County, the significance of Ventura County's agricultural green belt, and the unique climate that makes it an ideal region for farming.
Watch the full episode on Paul’s YouTube Channel: HERE
0:00 Welcome to the show
0:29 This is Petty Ranch and its size
0:42 Are avocados the main crop
1:05 Why are you switching from one crop to another
1:34 What varieties of avocados does Petty Ranch grow
2:04 What is the difference between hass and lamb hass avocados
2:50 Does Petty Ranch sell directly or use a packing house
3:37 Out of the box thinking for healthy soil at Petty Ranch
4:37 How cover crops are planted at Petty Ranch
5:36 How much water does Chris Sayer estimate is being saved due to cover crops
7:53 Are other farmers also doing cover crops
9:16 Do these practices fall under a regenerative category
11:16 What are allocation cuts with water
12:23 If the water is cut back on an avocado tree it won’t produce well
13:14 The best time to water
14:05 Does cover crop help reduce dust when the winds come
14:49 How many generations of Sayers have been farming Petty Ranch
15:04 Did previous generations farm full time or was it a hobby and Chris Sayer’s story
17:45 Did Chris grow up on Petty Ranch and does his mom still live on the ranch
17:56 Petty Ranch is farming in Santa Paula too
18:10 Educational groups at Petty Ranch
19:24 The outdoor classroom where kids come and learn
19:43 Sesame Street at Petty Ranch
20:51 Where is technology going in terms of agriculture and water conservation in Ventura County
22:28 Different parts of the ranch keep moisture longer
23:29 Artificial Intelligence and agriculture
25:19 The cost of labor and workman’s comp
25:56 Collaboration between local farmers
26:47 Chris Sayer and Farm Day
27:27 The Green Belt of Ventura County and the ocean and Sespe Watershed
29:34 Thank you Chris Sayer for being our guest
29:48 Thank you to our sponsor: Opus Escrow
Contact Pau Ward:
paul@homeandranchteam.com
805-479-5004
Related Episodes:
Harvesting Futures in Agricultural Education
Organic and Sustainable Hop Farming in Fillmore, CA
Sage Brews- A Female Owned Organic Brewery
Have ideas for future episodes? We'd love to answer your questions - leave a comment! For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com
A special THANK YOU to our sponsor! Farm Talk with Paul Ward would not be possible without the support of our sponsor Opus Escrow. Supporting our sponsor ensures Farm Talk can provide listeners with the best possible episodes.
Wednesday Dec 13, 2023
Wednesday Dec 13, 2023
In this challenging period, the question arises: are home warranties a valuable investment? Join Paul as he engages in a conversation with Tamara Rossie-Molina from Choice Home Warranty, his trusted expert on home warranties. Together, they delve into the critical aspects that should be encompassed by a home warranty, offering insights that could potentially save you substantial funds during unforeseen emergencies.
Throughout the episode, discover:
- The comprehensive scope of items covered by a home warranty.
- Dispelling common misconceptions surrounding typical coverage.
- Exploring supplementary coverage options that can be a financial boon for homeowners.
- Answers to frequently asked questions about outdoor kitchens, central vacuum systems, pool equipment, and irrigation systems.
- Guidance on selecting a reputable home warranty company.
- Insights into the most frequent service call in California, shedding light on prevalent issues faced by homeowners in the region.
Get in touch!
Tamara Rossie-Molina
Cell#: (805) 660-2432
Choice Home Warranty
Related Episodes:
Insure Your Peace of Mind: Navigating California's Insurance Maze with Mariana Hermosillo
Title Insurance and Fraud Prevention with Tom Piszczek
Carolyn Braun, First American National Hazard Disclosures
How to reach Paul:
paul@homeandranchteam.com
805-479-5004
Check out our featured listings as well as other properties for sale in the area: www.homeandranchteam.com
Have ideas for future episodes? We'd love to answer your questions - leave a comment! For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com
A special THANK YOU to our sponsor! Farm Talk with Paul Ward would not be possible without the support of our sponsor Opus Escrow. Supporting our sponsor ensures Farm Talk can provide listeners with the best possible episodes.
Wednesday Dec 06, 2023
Wednesday Dec 06, 2023
Join us on a mouthwatering adventure as we delve into the world of Victor's Mexican Tacos, a culinary sensation that has taken the catering scene by storm. In this captivating show, we explore the story behind the flavorful success of Victor's Mexican Tacos, guided by the visionary Alma Vargas.
Discover the secrets behind the inception of this thriving catering business and explore the science that goes into preparing the perfect amount of delectable dishes for various events. From intimate gatherings to grand celebrations, Victor's Mexican Tacos caters to a diverse array of events, leaving taste buds tingling with satisfaction.
Learn about Alma's motivation to enter the catering world and the intriguing journey from the humble beginnings of one cart to the impressive expansion that defines Victor's Mexican Tacos today. Explore the unique aspects that set Victor's apart from franchised tacos and hear Alma's perspective on the kind of events that resonate with her the most.
The show also uncovers the fascinating story behind the name 'Victor's Mexican Tacos' and explores the challenges and triumphs of managing multiple locations simultaneously. From real-life experiences, Alma is able to leave the listeners with advice on starting their own business.
Watch the full episode on Paul’s YouTube channel.
0:00 Welcome to the show and Introduction of Alma Vargas of Victor’s Mexican Tacos
1:00 What is Victor’s Mexican Tacos?
1:33 What type of events are catered?
2:05 What made Alma want to get into catering?
3:35 How did Alma FIRST start? And the Science behind how much is made for each event.
5:25 How did Victor’s Mexican Tacos get its name?
6:52 How did the business grow from one cart to where it is now?
8:28 Can Victor’s Mexican Tacos be in multiple places on the same day?
8:50 What kind of events does Alma gravitate towards?
9:33 Alma’s biggest catering event to date
10:30 How do Victor’s Mexican Tacos stand out from franchised tacos?
11:19 What does the future have in store for Victor’s Mexican Tacos?
11:57 What territory does Victor’s Mexican Tacos cover currently?
12:20 Other advice for people looking to start a business
13:42 Thank you to our sponsor: Opus Escrow
How to Reach Alma Vargas:
Victorstacos11@gmail.com
213-364-7692
Related Episodes:
Grains of Wisdom: A Conversation with Andrea Crawford of Roan
Mills Bakery
Sage Brews: A Female-Owned, Organic Brewery
Mingles Coconuts: Fresh Thai Coconuts & Artisan Products
How to reach Paul:
805-479-5004
Check out our featured listings as well as other properties for sale in the area: www.homeandranchteam.com
Have ideas for future episodes? We'd love to answer your questions - leave a comment! For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com
A special THANK YOU to our sponsor! Farm Talk with Paul Ward would not be possible without the support of our sponsor Opus Escrow. Supporting our sponsor ensures Farm Talk can provide listeners with the best possible episodes.
Wednesday Nov 29, 2023
Wednesday Nov 29, 2023
In this episode of "15 Minutes with Paul Ward," join us as we explore the world of community cats with special guest Debbie Shaver from Feral Cat Support. Learn about the challenges and solutions surrounding community cats, including Trap-Neuter-Return (T.N.R) programs, the dedication of volunteers, and the financial aspects involved.
Discover the process of trapping and spaying/neutering roaming cats, the lifespan of feral/community cats, and unique programs like the 'Barn Program.' We also discuss the role of homeowners in rehoming cats and the potential transition of feral cats to indoor living.
Uncover the costs of cat sterilization and the significant contributions from a nonprofit thrift store. Learn about county involvement, volunteering opportunities, and the various ways to support this crucial work.
Explore the broader efforts beyond spaying/neutering, such as caring for injured cats, and understand the importance of public education in addressing the community cat issue.
Join us for an enlightening conversation with Debbie Shaver about Feral Cat Support and the impactful work being done to make a positive difference in the lives of community cats.
Watch the full episode on Paul’s YouTube channel.
0:00 Welcome guest Debbie Shaver with Feral Cal Support
0:50 What is a “Community Cat?’
1:33 Are Community Cats something to be concerned about and where do the cats come from?
2:15 How big is the problem outside of Ventura County?
2:44 What is T.N.R?
3:35 Is Debbie part of a group that does this kind of work?
4:20 ALL cats that are not fixed and are caught roaming the streets will be taken to get spayed/neutered
4:45 How are the cats trapped and what happens after they are caught?
6:05 Find out what happens if a cat with a collar is trapped and has not been spayed/neutered
7:00 How do they know if a cat has been caught more than once?
7:35 Is it common to catch the same cats time and time again?
8:00 What is the lifespan of a feral/community cat?
9:13 What is a ‘“Barn Program?”
9:55 Why would someone in the country want to take multiple cats when they are in need of rehoming?
10:17 Does the homeowner feed the cat and does that cause the cat to get lazy and not hunt?
11:02 Do some feral cats become indoor cats?
11:28 Let’s talk about the volunteers that Debbie works with
12:18 How much does it cost on average to get a cat fixed? Also learn about opportunities to get your cat fixed for less expensive
12:49 A Nonprofit Ventura County Thrift Store covers $8000/mth in expenses
13:30 Where does all the money come from to do this kind of work?
14:09 Can the cats be taken to the County to be fixed?
14:27 How many cats will the County fix per week?
15:00 When the Camarillo Shelter contacts Debbie and her group, they help trap cats for them too
15:35 How can you get involved? What the group needs most
16:00 Trappers needed!
16:26 What does a Transporter do?
17:10 Donations: How are they used?
17:48 What is being done for the cats besides getting them fixed?
18:20 Injured cats are picked up and taken to Ventura County Animal Services
18:54 CONTACT INFORMATION for Debbie and Feral Cats Support
19:42 The importance of educating the public
19:55 Thank you to our sponsor: Opus Escrow
How to Reach Debbie Shaver:
805-312-5755
Related Episodes:
Camarillo’s Commercial Beekeeper Larry Pender
All Dogs Rule: Russ Avison
Horse, Heart and Connection: Equine Facilitated Learning
How to reach Paul:
paul@homeandranchteam.com
805-479-5004
Check out our featured listings as well as other properties for sale in the area:
Have ideas for future episodes? We'd love to answer your questions - leave a comment! For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com
A special THANK YOU to our sponsor! Farm Talk with Paul Ward would not be possible without the support of our sponsor Opus Escrow. Supporting our sponsor ensures Farm Talk can provide listeners with the best possible episodes.
Wednesday Nov 22, 2023
Wednesday Nov 22, 2023
Join us in this eye-opening episode as we unravel the critical role of home appraisals and the guarantee they provide to lenders about a home's worth. Host Paul guides us through a recent appraisal nightmare that strikes fear into the hearts of home sellers. The burning question: Are appraisals always accurate?
In this episode, we delve into the intricacies of a real-life appraisal gone awry, exploring the nightmare no home seller wants to face. What happens when appraisals go wrong, and why can they be so inaccurate? Paul provides insights, answers, and expert commentary in this brief but highly informative episode.
Don't let the uncertainty of appraisals turn your real estate dreams into a nightmare. Tune in to gain valuable knowledge and discover how to navigate the challenges of inaccurate appraisals. Get ready to empower yourself with the information every home seller and buyer should possess in the dynamic world of real estate.
What you’ll learn in this week’s episode:
0:00 Real estate transactions and how they can impact a transaction
0:19 A recent real estate appraisal debacle in Ventura County, CA
0:55 The three types of appraisals
2:13 Challenges of appraising custom homes
2:50 The appraised custom home
4:40 The first incorrect appraisal
5:38 The second appraisal is also too low
6:11 Why the appraisals went so wrong
9:54 Paul’s advice when encountering an inaccurate appraisal
11:05 Contact Paul with any questions
11:14 Thank you to our sponsor, Opus Escrow
Related Episodes:
Prepping For Profit: Sell Your Home Smarter Not Harder, With 3 Must-Dos
Where Are Real Estate Prices Headed In Ventura County
The Market Cycle and Ventura County
Contact Paul Ward:
805-479-5004
paul@homeandranchteam.com
Have ideas for future episodes? We'd love to answer your questions - leave a comment! For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com
A special THANK YOU to our sponsor! Farm Talk with Paul Ward would not be possible without the support of our sponsor Opus Escrow. Supporting our sponsor ensures Farm Talk can provide listeners with the best possible episodes.
Wednesday Nov 15, 2023
Wednesday Nov 15, 2023
Join Paul Ward in this episode of Farm Talk as he welcomes Seth Wilmoth, a passionate teammate of SEEAG, a pioneering organization revolutionizing agricultural education. Uncover the origins and inspiration behind SEEAG, as Seth discusses the transformative impact of hands-on experiences and education in the curriculum. Explore SEEAG's collaboration with elementary and high school students, STEM programs, and its efforts to open doors to future job opportunities, all while expanding its geographical reach in partnership with Allan Hancock College. Discover the far-reaching influence of SEEAG, shaping not only students but also teachers and communities, and gain insights into the organization's future plans, including the role of hydroponics. Plus, find out how other educator can replicate SEEAG's success.
In this engaging conversation, Paul Ward and Seth Wilmoth take you on a journey through SEEAG's commitment to ecological education, the lasting impact of elementary school field trips, and the organization's role in Ventura County’s Farm Day celebrations. Learn about the impressive statistics, with approximately one-third of 150,000 students now in the workforce after experiencing SEEAG's programs.. Don't miss this opportunity to explore the future of agricultural education with Farm Talk and SEEAG!
Watch the full episode on Paul’s YouTube Channel
0:00 Welcome to the show and introduction of Seth Wilmoth of SEEAG
0:27 What is SEEAG
0:48 Who started SEEAG, and what was the inspiration behind the whole, the whole idea
1:59 Students learn about where their food comes from with SEEAG
3:05 We learn that students come out on field trips and learn from hands on experiences
4:28 The children learn how to prepare their food
5:28 The children learn about specific nutrients through the exposure they get on their 3 day lessons
9:25 SEEAG works with high school students and internships are available
9:42 What are STEM programs
10:54 Students learn just what makes California and especially Ventura County so special in terms of what is grown agriculturally
12:02 SEEAG opens the door for future job opportunities
12:54 How far does SEEAG reach
13:45 SEEAG partners with Alan Hancock College in Santa Maria to duplicate what they are doing in Ventura County further north in California
14:38 How many students does SEEAG serve every year
15:27 Find out how SEEAG learns from experience and tweaks to ensure its success
18:08 After their lessons, some teachers and even students take what they’ve learned to their classrooms and to their homes
19:12 What does the word “Eco” mean in the name SEEAG
21:08 The impact an elementary school field trip to SEEAG can have years later as these students grow and enter the workforce
23:25 One third of approximately 150,000 students are now in the workforce
24:42 Hydroponics and more about it
25:17 The future of SEEAG
27:47 Can others take what SEE AG is doing and do something similar in their areas
28:38 What is Farm Day and how is SEEAG involved
30:45 How can someone interested in SEEAG reach out for more information
32:16 Seth’s email address and mention Farm Talk when you reach out
32:36 Thank you to our sponsor Opus Escrow
Contact Seth Wilmoth
SEEAG
Education Program Director/Operations Coordinator
Related Episodes:
The Upside of Downs at Mulberry Lanes Farm in Somis, CA
Hilary Boynton- Founder of School of Lunch
Sage Brews- A Female Owned Organic Brewery
Have ideas for future episodes? We'd love to answer your questions - leave a comment! For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com
A special THANK YOU to our sponsor! Farm Talk with Paul Ward would not be possible without the support of our sponsor Opus Escrow. Supporting our sponsor ensures Farm Talk can provide listeners with the best possible episodes.
Wednesday Nov 08, 2023
Wednesday Nov 08, 2023
Welcome to this insightful episode of 15 Minutes with Paul Ward, where we delve into the complex world of insurance, specifically tailored for the residents of California. Join us as we sit down with Mariana Hermosillo, a seasoned professional with Goosehead Insurance, who provides expert guidance on securing insurance in the challenging Californian environment.
In this episode, Mariana sheds light on crucial insurance topics such as fire, earthquake, and flood insurances. Discover the reasons behind the intricacies of insurance carriers and their policies in California, including the current scenario with escrows and new homes in California. Learn the benefits of working with an insurance broker and gain valuable insights into fire insurance, including understanding dwelling/structure coverage versus the sale price of your house and the importance of Replace Cost Estimators (R.C.E’s).
We also explore flood insurance, addressing common questions like whether you need the same amount of coverage for floods and how earthquake coverage should align with your dwelling cost. Mariana provides valuable tips on deductibles and how to lower premiums for earthquake insurance, making the insurance process more manageable and cost-effective.
Additionally, our discussion touches upon essential tips for finding the right insurance coverage and saving money. Mariana educates us on high fire zones and the California FAIR plan, ensuring that everyone can access essential fire coverage.
Join us for this informative episode and empower yourself with the knowledge you need to make informed decisions about your insurance needs in California. For more personalized assistance, Mariana Hermosillo offers various ways to get in touch, ensuring you have the support you need in this complex insurance landscape.
A special thanks to our sponsor, Opus Escrow, for making this episode possible. Tune in and stay informed about the insurance options available to you in the Golden State!
Watch the complete episode on Paul’s YouTube channel
0:00 Welcome to the show
0:11 Introduction of Mariana Hermosillo of Goosehead Insurance
0:20 Today we will be talking about insurance specifically in California along with tips on getting insurance in this difficult environment
0:35 Topics will include: Fire, Earthquake and Flood Insurances
1:12 Mariana explains what’s happening with insurance carriers and why some are not writing policies in California right now
2:32 What’s happening with insurance companies writing business with escrows right now in California
3:03 Mariana explains what it means to be an insurance broker
3:39 One of the biggest perks of working with an insurance broker
4:30 Mariana explains fire insurance and gives us tips on getting covered correctly
5:16 Dwelling/Structure coverage vs. sale price of the house
5:58: R.C.E’s: Replace Cost Estimators
6:25 We switch gears and focus on flood insurance
6:40 Do you need the same amount of coverage for flood insurance?
7:13 Earthquake coverage- what you need to know
7:43 The earthquake coverage should match the dwelling cost
8:00 Deductibles with earthquake Insurance
8:30 Mariana gives us tips on how to lower the premium for earthquake insurance
9:10 Helpful tips when looking for insurance coverage and ways to save money
11:33 High fire zones and The California FAIR plan to ensure everyone can get fire coverage
12:35 All the ways to contact Mariana Hermosillo
13:39 A special thanks to our sponsor: Opus Escrow
How to reach Mariana Hermosillo:
mariana.hermosillo@goosehead.com
805-394-8806
How to reach Paul:
805-479-5004
Related Episodes:
Where are Real Estate Prices Headed in Ventura County?
Title Insurance and Fraud Protection with Tom Piszczek
Mariana Hermosillo, Home Insurance Expert
Check out our featured listings as well as other properties for sale in the area:
Have ideas for future episodes? We'd love to answer your questions - leave a comment! For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com
A special THANK YOU to our sponsors! 15 Minutes with Paul Ward would not be possible without the support of our sponsors, Opus Escrow and Community West Bank. Supporting our sponsors ensures 15 Minutes with Paul Ward can provide listeners with the best possible episodes.
Wednesday Nov 01, 2023
Wednesday Nov 01, 2023
In this episode of "15 Minutes with Paul Ward," get ready to dive deep into the world of homebuying as renowned real estate expert Paul Ward sits down with the brilliant John Mallett of Mainstreet Mortgage. Using his “Out of the box thinking,” John focuses on the “Three DON'TS of Homebuying."
From steering clear of media traps to changing your thoughts on Reverse Mortgages, this episode is your essential guide to a successful home purchase. Don't miss this eye-opening conversation that promises to empower you with the knowledge needed when it comes to home buying.
Join us for an enlightening 15 minutes that might just save you from costly mistakes and set you on the path to homeownership success. So, buckle up and get ready to transform your home buying journey with expert insights, exclusively on "15 Minutes with Paul Ward"!
Watch the full episode on Paul’s YouTube Channel
0:00 Intro music
0:04 Welcome to the show and introduction of John Mallett of Mainstreet Mortgage
0:24 Today we will discuss the 3 big DON’TS when buying a house
0:50 What is the 1st big DON’T when buying a house?
0:58 John tell us to NOT listen to the media
1:30 John gives us an example of why buying is better than renting in the long run
2:27 John confirms that interests rates are higher right now, but share a HUGE benefit to this when it come to taxes
3:13 We get an example of tax itemization
4:43 A few examples of the benefit of homeownership no one talks about
5:45 If you can buy responsibly, John tell us to buy now and explains why
8:25 The 2nd big DON’T is given to us by John
8:42 The issue with staying in a home just because you currently have a good interest rate
10:20 Low inventory causes home prices to stay high
11:03 Paul asks John what the 3rd big DON’T to homebuying is
11:40 What is a Reverse Mortgage?
12:07 Who is Robert Merton and what does he think of Reverse Mortgages?
12:33 Are Reverse Mortgages for everybody?
13:20 John tells us why Reverse Mortgages are leaving individuals in a positive equity position in most cases
14:20 A couple basic guidelines for getting a Reverse Mortgage
15:06 Get a signed FREE copy of John Mallett’s book: Buy Your First Home Today
15:56 “You don’t find the house, but the house finds you.”
16:20 John explains his philosophy on homeownership and legacy
18:10 John Mallett’s contact information
19:25 Paul Ward’s contact information
19:33 Thank you to our Sponsor: Opus Escrow
Get your FREE copy of John Mallett’s book by emailing your name and address to: paul@homeandranchteam.com
Related Episodes:
Where Are Real Estate Prices Headed in Ventura County?
Zoning Laws and Permits in Ventura County, CA
Building Dreams or Buying History?
How to reach John Mallett:
johnmallett@mainstreetloans.com
805-432-2382
How to reach Paul:
805-479-5004
Check out our featured listings as well as other properties for sale in the area:
Have ideas for future episodes? We'd love to answer your questions - leave a comment! For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com
A special THANK YOU to our sponsors! 15 Minutes with Paul Ward would not be possible without the support of our sponsors, Opus Escrow and Community West Bank. Supporting our sponsors ensures 15 Minutes with Paul Ward can provide listeners with the best possible episodes.
Wednesday Oct 25, 2023
Wednesday Oct 25, 2023
In this installment of the First-Time Home Buyer Series, host Paul delves deep into the intricate world of escrow, demystifying the complexities that often make first-time buyers nervous. Joined by expert Vanessa Jimenez from Opus Escrow, listeners are guided through the crucial steps of the escrow process, shedding light on its significance and how it safeguards everyone involved in a real estate transaction.
Episode Highlights:
Paul kicks off the episode with an introduction, setting the stage for a comprehensive exploration of the escrow process.
Understanding Escrow:
- Vanessa Jimenez unravels the concept of escrow, detailing its pivotal role in real estate transactions.
- Listeners discover the specific stages where escrow becomes an integral part of the home buying process.
Financial Insights:
- Exploring the financial aspects, the episode enlightens buyers on the typical down payment expectations and why escrow is vital in protecting buyers against fraud.
Escrow in Action:
- Vanessa explains the point at which lenders enter the escrow process, highlighting their significance in securing the deal.
Building Relationships:
- Emphasizing the importance of a strong relationship with your escrow agent, the episode underscores the role of communication and trust in the process.
Opus Escrow Expertise:
- Vanessa shares valuable advice tailored for first-time buyers unfamiliar with the escrow process, offering insights that empower listeners.
- Listeners gain a deep understanding of Opus Escrow's unique approach, exploring what sets them apart in the industry.
Connect with the Experts:
- Vanessa Jimenez provides her contact information, inviting listeners to reach out for expert guidance and support during their home buying journey.
Tackling the fears and uncertainties associated with the paperwork, money, and contracts involved in home buying, this episode equips first-time buyers with essential knowledge. Tune in to gain confidence in your home buying journey and learn from the experts at Opus Escrow.
For more personalized assistance and expert insights, contact Vanessa Jimenez, Escrow Officer at Opus Escrow:
- Phone: 805-351-3494
- Email: vanessa@opusescrowinc.com
0:00 Introduction
0:54 What is escrow
1:28 When escrow becomes involved in the real estate transaction
2:10 How much do buyers typically put down
4:20 Escrow protects buyers against fraud
5:44 When the lender comes into escrow
7:28 The importance of a good relationship with your escrow agent
10:00 Escrow company’s responsibilities
10:36 Advice for first time buyers not familiar with the escrow process
11:42 The Opus Escrow difference
14:58 Vanessa Jimenez’s contact information
Have ideas for future episodes? We'd love to answer your questions - leave a comment!
For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com
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