Episodes

Tuesday Dec 03, 2019
Farm Talk: The Maria Fire 2019
Tuesday Dec 03, 2019
Tuesday Dec 03, 2019
In today’s show, Paul tells us about the fiery Halloween that was experienced in Ventura County & surrounding areas this year. The “Easy” fire, the “Getty fire, and the “Maria” fire, all happened on, or near, Halloween. The Easy fire was in Simi Valley, the Getty fire was near the Getty museum in Los Angeles, and the Maria fire started on a mountaintop between the city of Santa Paula and the township of Somis.
Paul talks specifically about the Maria fire, how it affected an area of Somis where he has a ranch property for sale, and explains the reasons why that ranch is still standing today.
Tune in and learn how a quick-thinking ranch hand and a 15,000 gallon cistern helped keep this ranch, and those surrounding it, from burning down! A fascinating & incredible story!
You can contact us at (805) 479-5004 or e-mail: Paul@homeandranchsellingteam.com
Also visit: https://somisrealestate.com , http://vclifestyles.com , and http://homeandranchsellingteam.com

Wednesday Nov 13, 2019
Farm Talk: Researching Plotted Easements When Considering a Real Estate Purchase
Wednesday Nov 13, 2019
Wednesday Nov 13, 2019
In this edition of Farm Talk, Paul discusses easements when buying or selling property. Paul explains what an easement is, and what the purpose of it is.
Paul also tells us some important questions to think about regarding easements of a property, such as:
– Who typically would have an easement over a property that you are purchasing?
– How do you find out about easements when buying or selling a property?
– How do you protect yourself when buying property, when it comes to easements?
So, why should you care about easements? Well, one of the many reasons would be because if you plan to build on your property, you won’t be able to build over most easements. Also, if a neighbor has an easement on your property, it may be startling to see someone on your property. You certainly don’t want to have these questions after you close escrow.
As always, Paul explains valuable information for us in a way that is both easy to understand and very informative. Tune in to learn more!

Wednesday Nov 13, 2019
Farm Talk: Let's Talk VA Loans with Karly Rosalez!
Wednesday Nov 13, 2019
Wednesday Nov 13, 2019
Paul has had a lot of questions from listeners & clients about VA loans recently, so he decided to bring in an expert as a guest this week – Karly Rosalez. Karly is a Mortgage Loan Originator at The Money Store, and is a specialist in VA loans.
Karly explains what a VA loan is, who can use a VA loan, and what the qualifications are to get one. Karly tells us what the benefits of a VA loan are, what fees someone still incurs when using a VA loan, answers the question “Will my payment be higher with a VA loan?”, and shares all the details that you need to know!
This show is filled with very valuable information for anyone considering purchasing a property with a VA loan. Tune in and learn more!
Contact Karly Rosalez at: (805) 302-8224 or E-mail: krosalez@themoneystore.com
NMLS #: 396170
Also visit: https://karlyrosalez.themoneystore.com/loan-officer/detail/8038
Contact Paul Ward at (805) 479-5004 or E-mail: Paul@homeandranchsellingteam.com
Also visit: https://somisrealestate.com , http://vclifestyles.com , and http://homeandranchsellingteam.com

Tuesday Nov 12, 2019
Farm Talk: Seller Financing is Doable!
Tuesday Nov 12, 2019
Tuesday Nov 12, 2019
In today’s Farm Talk show, Paul discusses seller financing and tells us why it is doable. People ask Paul all the time about seller financing and more often than not, it’s not considered an option. Paul shares a great story with us about a current listing he has where farm financing is not an option due to the orchard being reliant to county water, which is very expensive. If the orchard didn’t exist, it would not be planted today. For this particular property, the water costs eat into any profits.
Paul explains the challenges for the different loans that are possibilities with this kind of property. In the case of this property, a next door neighbor has made an offer, but has requested some seller financing for 5 years, which Paul explains could benefit both the seller, and the buyer.
Tune in and learn what situations make seller financing desirable.
This is show is full of great information that is vital to know when purchasing, or selling, a ranch property. Don’t miss it!

Sunday Sep 22, 2019
Farm Talk with Paul Ward – Buy a Ranch vs. Building From Scratch?
Sunday Sep 22, 2019
Sunday Sep 22, 2019
On today’s show, Paul discusses the differences between buying an existing ranch, or starting from scratch and building your own.
Paul tells us about the advantages, and disadvantages, in both. If you purchase an existing ranch, you can imagine that there are quite a few things that are already built and ready – such as a barn, guest house, animal structures, corrals, orchards, etc. But what you might not realize is that there are other very important things in place, as well – such as underground water, natural gas, and electricity.
The alternative to this, is building a ranch from scratch – purchasing vacant land, designing the ranch of your dreams, and putting it together. This will appeal to some folks who are very particular and have the time, and the means, to see their vision through to fruition – but there is a lot to consider!
Paul shares a great story about a recent client who was looking at ranch land, both small (5 to 10 acre range), and large (over 100 acres). His client wasn’t sure exactly what he wanted, so Paul helped him narrow down his wants & needs, and gave him the pros & cons of buying an existing ranch, as well as starting from scratch.
Tune in and hear some valuable information that will help you make an informed real estate decision!

Thursday Aug 29, 2019
Farm Talk: Buying and Selling with Unpermitted Structures
Thursday Aug 29, 2019
Thursday Aug 29, 2019
Should you pull permits for unpermitted structures on your property?
Paul shares stories from his perspective about buyers and sellers deal with properties with unpermitted properties. He shares his point of view about what to do.

Wednesday Aug 28, 2019
Farm Talk with Paul Ward – Maximizing Your Budget When Selling a Home!
Wednesday Aug 28, 2019
Wednesday Aug 28, 2019
In today’s Farm Talk, Paul has some very valuable tips on maximizing your budget when getting your home ready to sell. Paul shares a real case scenario about a home he is planning to list, and what challenges he & the current owners are facing in the process of getting the property ready for listing. Paul tells us about the good, and the not-so-good aspects of the property, and answers the question: what really needs to be done before selling? Obviously, a seller doesn’t want to spend money, if they don’t have to, but remember: You only get one chance to make a great first impression.
Paul starts with a list of what is non-negotiable. First off, anything that is FREE, is non-negotiable – in other words, picking up personal items and putting things away is free and NEEDS TO BE DONE. Also pruning dead flowers & plants needs to be done. And there’s more! This is an excellent show that is full of great info & advice.

Wednesday Aug 28, 2019
Farm Talk with Paul Ward – Chatting Real Estate With Uber Drivers
Wednesday Aug 28, 2019
Wednesday Aug 28, 2019
In this week’s show, Paul tells us about his recent business conference in Las Vegas. Over the course of 5 days, he utilized Uber for transportation 10 times, and during those rides, he had an opportunity to chat with each of the drivers. The info he gathered, although not statistical, was really quite interesting!
Paul learned that, out of the 10 drivers, only one was a native to Las Vegas – all the other drivers had come from different locations, and 2 had even come from different countries. They were attracted to Las Vegas for the low cost of living and were able to earn approximately $30,000 being an Uber driver.
When one of the Uber drivers asked Paul if he had any important tips about real estate, he was very happy to help! Tune in and hear what valuable info Paul shared with her – it’s great info we all need to know!

Tuesday Aug 13, 2019
A Pre-listing Inspection?
Tuesday Aug 13, 2019
Tuesday Aug 13, 2019
In today’s edition of Farm Talk with Paul Ward (Home of the worry-free listing!), Paul talks about the importance of having a pre-listing home inspection, and what a pre-listing home inspection is.
He explains that the owner of the property can actually have a home inspection, before the sale of the property, rather than waiting for the buyer. And Paul tells us why this is a good idea.
This show is filled will lots of great information that you need to know. Listen in and learn how having a pre-listing home inspection can save you time, money and lots of anxiety.

Tuesday Aug 13, 2019
Ventura County Fair 4-H Auction Day
Tuesday Aug 13, 2019
Tuesday Aug 13, 2019
The 2019 Ventura County Fair is here! Paul is very dedicated to, and involved with, lending his support to the 4-H kids who enter the Ventura County Fair with their animals. They send him letters and photos of their animals!
Today, on Farm Talk, Paul reads some of the letters that he has recently received from a few of the 4H kids he has helped with his sponsorship. Paul makes what is called an “add-on contribution”. Add-on contributions are a great way to support the 4-H participants, and help offset the cost of raising the animal.
Today’s letters are from middle school kids & upper elementary school kids. The letters give us an idea of what kinds of kids are involved in the 4H program.
The first letter is from Clara, who is 14 years old, and is going into 8th grade in Camarillo, California. She says she has raised a lamb, named Roger, and a goat, and has recently been elected co-vice president of her club. She invites Paul to visit them at the Fair.
Tune in to hear more great stories on this heartwarming show that is sure to bring a smile to your face!